TULIP - Tenant User
What is TULIP?
The TULIP is a Tenant-user Liability
Insurance Policy also known as "Events Coverage". It is
designed to provide insurance coverage for third parties who are
using Winthrop University Facilities. It protects both the
Facility User and Winthrop University against claims by third
parties who may be injured or lose property as a result of
participating in an event. It is event specific, and can also cover
vendors, performers, and exhibitors, if needed.
How does the program work?
The tenant-user accesses the web
http://urmia.bene-marc.com with Winthrop University's unique
pass code (31252564 to be used by external and
internal uses) and provide the necessary information
about the event that is being held. The transaction is
concluded with payment by credit card by the tenant-user.
Upon completion of the transaction,
copies of the application and certificate coverage are e-mailed to
the tenant user, Winthrop University's Risk Management Office and
the events planning office.
What coverage's and limits are
- The basic policy provides general
liability coverage with a $1,000,000 limit. Host liquor liability
automatically included for service only.
- Additional limits up to $5,000,000
- Host liquor liability for alcohol
- Excess Accident Medical is
available in increments of $2,500, $5,000 and $10,000 with
deductibles of $0 or $100.
- Property damage the institution is
an extra coverage, available in limits of $25,000, $50,000 or
$100,000. The deductible is $250 per claim.
For more details visit The TULIP
http://URMIA.org and go to Tulip/Event Class Tables/Pricing.
What kinds of events dose the program
Class I events are low-risk, and
include weddings, receptions, classical music recitals or dance
shows, art shows, meetings, socials, etc.
Class II events are considered
slightly higher risk, and include political rally's, several outdoor
events, soap box derbies and union meetings.
Class III events are the highest
category of events that can be automatically covered without
underwriter oversight, and include some sports events, small
parades, and theatrical stage performances.
Class IV events must be referred to
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